Self-custody meets everyday banking badge icon
Self‑custody meets everyday banking

A money app that speaks banking and crypto

So you don’t have to juggle apps. Normies connects banking and crypto in one clean experience
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Net worth, one view
Banks · stocks · crypto · real estate
Net worth one view — banks, stocks, crypto, and real estate combined in one dashboard
Banking, worldwide
Stablecoins · cards · ACH · SWIFT
Banking worldwide — stablecoins, cards, ACH, and SWIFT transfers
Crypto, simplified
No seed phrase · gas handled
Crypto simplified — no seed phrase required, gas fees handled automatically
Auto-yield savings
~5% APY · stablecoins + crypto
Auto-yield savings with approximately 5 percent APY on stablecoins and crypto
Explore more features — scroll down to discover Normies app capabilities
Normies app arrow indicator pointing to product features below
Normies crypto wallet interface showing self-custody with no seed phrase requiredNormies app crypto screen with Bitcoin, Ethereum, and stablecoin balances
Crypto transaction confirmation dialog with transparent fee display
Normies crypto wallet mobile view with simplified self-custody experience
No seed phrase icon — sign in like a normal app without storing 12 words
Self‑custody
Your wallet is yours. Verification is only required for bank rails and cards
Network fees handled icon — gas fees managed transparently for users
No seed phrase, sign in like a normal app, without storing 
12 word phrase.
Self-custody security icon — your wallet, your keys, your crypto
Fees handled, network fees are managed for you and shown before you confirm.
No seed phrase. Network fees handled. A clean money experience from day one
Crypto power, without crypto headaches
Self custody, your wallet is yours, with verification only needed for bank rails and cards.
No seed phrase icon — sign in like a normal app without storing 12 words
No seed phrase, sign in like a normal app, without storing 
12 word phrase.
Network fees handled icon — gas fees managed transparently for users
Fees handled, network fees are managed for you and shown before you confirm.
Self-custody security icon — your wallet, your keys, your crypto
Normies debit card mobile view — spend stablecoins anywhere with zero fees
Works everywhere.
Like a normal card
Card works everywhere icon — accepted at any merchant like a normal card
2% cashback.
Up to 9%
2 percent cashback icon — earn up to 9 percent on everyday purchases
Unlimited virtual cards.
One per merchant
Unlimited virtual cards icon — one card per merchant for privacy
0% Fees.
On card spend
Zero fees icon — no additional fees on eligible card transactions
Spend stablecoins anywhere
A card that works everywhere
Normies debit card with stablecoin spending and 2 percent cashback rewardsNormies card parallax view showing yellow debit card design with cashback benefits
Works everywhere.
Like a normal card
Card works everywhere icon — accepted at any merchant like a normal card
2% cashback.
Up to 9%
2 percent cashback icon — earn up to 9 percent on everyday purchases
Unlimited virtual cards.
One per merchant
Unlimited virtual cards icon — one card per merchant for privacy
0% Fees.
On card spend
Zero fees icon — no additional fees on eligible card transactions
Normies bank transfer mobile view — send and receive money worldwide
Local and global deposits icon — direct deposit plus international transfers
Local & global deposits.
Direct deposit + transfers
Bank rails included icon — ACH, wire, and SWIFT transfers supported
Bank rails included.
ACH · Wires · SWIFT
Request money icon — get paid by link from anyone
Request money.
Get paid by link
Normies app transfer screen showing global send and receive options with bank rails
Normies transfer confirmation dialog showing payment details and recipient info
Bank transfers + stablecoins
Send & receive money worldwide
Local & global deposits.
Direct deposit + transfers
Local and global deposits icon — direct deposit plus international transfers
Bank rails included.
ACH · Wires · SWIFT
Bank rails included icon — ACH, wire, and SWIFT transfers supported
Request money.
Get paid by link
Request money icon — get paid by link from anyone
All your assets
One net worth
Total clarity
All your assets
One net worth
Total clarity
Normies net worth tracker mobile view showing connected accounts and asset breakdown
Add real-world assets icon — track real estate and valuables in net worth
Add real‑world assets.
Real estate + valuables
Connect accounts icon — link banks and brokerages to unified dashboard
Connect accounts.
Banks + brokerages
Track crypto icon — monitor all wallets and token positions in one place
Track crypto.
Wallets + positions
Your net worth, in real time
Everything you own, one clear view
Normies net worth dashboard showing real estate, crypto, and bank account totalsNormies net worth parallax view with complete financial picture across all assetsNormies asset breakdown showing percentage allocation across investment categories
Normies account detail overlay showing individual asset performance and history
Add real‑world assets.
Real estate + valuables
Add real-world assets icon — track real estate and valuables in net worth
Connect accounts.
Banks + brokerages
Connect accounts icon — link banks and brokerages to unified dashboard
Track crypto.
Wallets + positions
Track crypto icon — monitor all wallets and token positions in one place
Accounts that fit you.
Checking · savings · crypto
Flexible accounts icon — choose checking, savings, or crypto accounts
Connect external accounts.
Banks  · cards · brokerages
Connect external accounts icon — link banks, cards, and brokerages
See it all at a glance.
Balances · activity · net worth
See it all at a glance icon — balances, activity, and net worth overview
Start simple. Add power when you want
Pick the accounts that work for you
Normies crypto staking and trading animation showing portfolio growthNormies crypto management mobile view with staking and trading features
Normies crypto staking mobile screen showing one-tap staking interface
Auto-yield savings icon — earn up to 10 percent on crypto savings
Savings account with auto-yield 10%
Instant trading icon — buy and sell crypto with one tap
Trade instantly
Stake in one tap icon — earn rewards through trusted staking providers
Stake in one tap.
Trusted providers
Tokenized stocks icon — access real-world assets and equities on-chain
Tokenized stocks, easy to access
Stake your crypto assets
All your crypto, without complexity
Normies crypto staking dashboard with portfolio performance and yield trackingNormies staking parallax view showing crypto yield and token positions
Savings account with auto-yield 10%
Auto-yield savings icon — earn up to 10 percent on crypto savings
Trade instantly
Instant trading icon — buy and sell crypto with one tap
Stake in one tap.
Trusted providers
Stake in one tap icon — earn rewards through trusted staking providers
Tokenized stocks, easy to access
Tokenized stocks icon — access real-world assets and equities on-chain
Normies savings account mobile view with auto-yield and goal-based saving
Auto‑yield savings
~5% APY
Auto-yield savings icon — deposit stablecoins and earn approximately 5 percent APY
Deposit stablecoins or crypto:
USDC · USDT · BTC · ETH
Deposit stablecoins or crypto icon — supports USDC, USDT, BTC, and ETH
Withdraw anytime.
Move back to checking
Withdraw anytime icon — move savings back to checking instantly
Goals + auto‑save.
Save on autopilot
Goals and auto-save icon — save on autopilot toward financial targets
Deposit & forget. Earn automatically
Grow your  
money
Normies savings screen showing auto-yield deposits with stablecoin and crypto supportNormies savings parallax view showing deposit growth and APY earnings over time
Auto‑yield savings
~5% APY
Auto-yield savings icon — deposit stablecoins and earn approximately 5 percent APY
Deposit stablecoins or crypto:
USDC · USDT · BTC · ETH
Deposit stablecoins or crypto icon — supports USDC, USDT, BTC, and ETH
Withdraw anytime.
Move back to checking
Withdraw anytime icon — move savings back to checking instantly
Goals + auto‑save.
Save on autopilot
Goals and auto-save icon — save on autopilot toward financial targets
Fees shown upfront
No surprises. Just receipts
Up to 5 % APY
Grow your savings faster
Normies feature highlights — upfront fees, 5 percent APY, 10 percent cashback, and human support
Everything connected 
in one place
Cashback 10%
Built-in rewards for everyday spending
Support you can trust
Human help, built in

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Join waitlist
Join the Normies waitlist — become part of the community building the future of banking and crypto
The money app that speaks banking and crypto — so you don’t have to
Contact
Partnerships
Careers
Security
Disclosures
Privacy
Terms
Support: support@normies.app
© 2026 Normies. All rights reserved.
Plain‑English notes for transparency. Full details are in Terms & Privacy.
Disclosures
1
Not a bank
Normies is a financial technology product, not a bank. Banking services (including checking accounts, cards, ACH/wires/SWIFT, and other fiat rails) are provided by third‑party partners and are subject to eligibility, verification, and availability by region.
2
APY / yield
APY is variable and not guaranteed. Any rate shown (including “~5% APY”) is an estimate and can change based on asset, market conditions, and provider/protocol availability. Past rates do not guarantee future results.
3
FDIC / insurance
Stablecoins and crypto are not FDIC insured. Fiat balances may be eligible for FDIC insurance depending on the partner program and account structure (if applicable). Coverage depends on partner terms and eligibility.
4
Gas handled
“Gas handled” means Normies abstracts blockchain network fees and charges them transparently in supported assets, so users don’t need to hold gas tokens. Network costs still apply.
5
Cashback terms
Cashback rates and boosted offers (including “up to 9%”) vary by merchant/provider, region, and eligibility, and may change over time. Exclusions may apply. Cards require verification where available.
6
0% fees on card spend
“0% Fees” refers to no additional Normies fees on certain eligible card transactions (typically USD‑denominated). Foreign exchange, network, partner, or third‑party fees may apply depending on currency, merchant, region, and partner program terms.
7
Direct deposit
Direct deposit is not available in all regions. Availability depends on partner coverage and local rails.
8
Bank Rails
Bank rails require verification. Availability varies by region.
9
Staking / trusted providers
“Trusted providers” refers to third‑party providers or protocols. Staking involves risk and availability varies by asset and region.
10
Tokenized stocks (RWAs)
Tokenized stocks (RWAs) are available only to eligible users in supported regions and may require verification. Access depends on jurisdiction, partner coverage, and compliance restrictions.
11
APY is variable and not guaranteed
Rates depend on asset, market conditions, and provider availability.
12
Crypto & stablecoin risk
Crypto assets and stablecoins involve risk, including loss of value. Stablecoins are designed to track a currency (like USD) but may deviate from their peg. Nothing on this site is investment, tax, or legal advice.
13
Fees shown upfront
Fees vary by rail, network, and provider. Normies aims to show the total cost (and ETA when applicable) before you confirm whenever possible.
Ask us anything — rotating FAQ prompt for common questions about NormiesNormies FAQ section — plain-English answers about banking and crypto features