Signed
Persona
KYC / identity verification
Document, biometric, and database checks. Real users only.
Partnerships, 2026
The stack is signed.
Six tracks are open.
Self-custody money needs cards, rails, stablecoins, and yield. Most layers are live or signed, and here's exactly where we still need partners.
Who we build with
The stack, front to back
Every name here is production infrastructure.
- Signed executed agreement
- Infrastructure public protocol we build on
Signed
Plaid
Bank account linking
Instant ACH verification across thousands of US banks.
Signed
Privy
Wallet MPC, embedded auth
Self-custody wallets. Email & passkey auth. No seed phrases.
Signed
Bridge.xyz
Fiat on / off-ramp
ACH and wires to USDC. Compliant rails in and out.
Infrastructure
Circle (USDC)
Stablecoin issuer
USDC, 1:1 reserves, third-party attested.
Signed
Rain
Card issuing (Visa)
Visa card on credit rails, auto-paid monthly from on-chain balances.
Infrastructure
Aave
DeFi yield (lending)
Audited lending markets. Yield routed and paid in stablecoin.
Infrastructure
Li.FI
Cross-chain bridging
Liquidity routing across L1s, L2s, and rollups. One quote, best path.
Infrastructure
DeBridge
Cross-chain messaging
Fast, secure cross-chain transfers and messages.
Infrastructure
Base
Settlement (L2)
Coinbase L2. Sub-second settlement, sub-cent gas, EVM-equivalent.
Signed
CertiK
Smart contract audits
Formal verification and continuous on-chain monitoring.
Signed
Chainalysis
Compliance & monitoring
Transaction screening, sanctions, and risk scoring on-chain.
Specialists at every layer. One experience. We don't reinvent compliance, custody, or rails. We work with the firms that already do them best. Persona verifies the human, Plaid links the bank, Bridge.xyz wires dollars into Circle USDC, Li.FI and DeBridge route liquidity across chains, Base settles, Aave earns, Rain authorizes the swipe. The wallet stays in the user's hands via Privy MPC, audited by CertiK and monitored by Chainalysis. Proven infrastructure at every layer.
Normies is not a bank. Banking services come from licensed partners.
Open partnership tracks
Where we're still looking.
Six tracks open. Small number of partners at each layer. If your work fits and you ship, write us.
Card issuers & processors
Card program agreement in place. Looking for non-US issuers, premium metal-card partners, and processors with faster JIT funding.
Banking & on / off-ramps
High-velocity small-ticket ACH. Virtual account programs. Clean non-US ramps where Bridge doesn't reach.
Protocols & infrastructure
Lending protocols, yield aggregators, RWA platforms, L2s. Co-engineering and fee rebates welcome.
Distribution & rewards
Merchants, loyalty networks, complementary neobanks. Partnerships that make the product better, not logo swaps.
Creators & communities
Personal-finance, fintech, crypto audiences. Honest reach. Creator-friendly economics, long programs over one-off posts.
Integrations & API
Tax tools, accounting platforms, portfolio trackers. API ships post-launch, scoping partners now.
How we work
Four principles. One named owner each side.
01
Fast replies, clear decisions
We aim to reply within a business day and get to a directional yes or no fast. Next step on the calendar before the call ends. No indefinite loops.
02
A name, not a committee
Every partnership has one named owner here. Same on your end. Two people move a partnership; eight in a room cannot.
03
Ship before you announce
Press releases come after the production flag flips. Nothing lives on a slide that doesn't live in our codebase.
04
Aligned economics
Volume tiers, revenue share, or equity, whichever lines incentives up. Written down once, signed, reviewed once a year.
If this fits
Send a one-paragraph brief. That's the whole intake form.
Skip the deck. A short brief tells us more than a slide can. We read everything that comes in and aim to reply within a business day.
- Who you are, company, role, where you operate.
- The specific partnership, what you want to do together, not what you want to explore.
- One number, expected volume, users, or revenue impact if it works.
- One link, docs, deck, landing page, or a product we can poke at.
